Impact & ESG
We grow by opening doors.
VOPM Group exists to prove that profitable business and positive social impact are not opposites — they are the same thing. Financial inclusion, community, and technology in service of those the system left behind.
- Financial inclusion
- Local community
- Dominican diaspora
Impact that is measured
Every number is a person.
These are not metrics — they are lives. Families that protected their assets, people who accessed the financial system for the first time, businesses that found the capital the bank denied them.
+500,000
Clients served
Across the Dominican Republic and Guatemala through CrediGo, Panacrédito, and Umbrella.
Financial inclusion
We bring credit, insurance, and digital financing to those left out by the traditional banking system — no history, no bureaucracy, no nationality barriers.
VOPM Ecosystem
Since 2009
Countries of operation
2
DR · Guatemala
Financing approval and disbursement without a single branch — from the phone, in minutes.
Financial inclusion
Credit has no passport.
At VOPM we believe access to the financial system is a right, not a privilege. That's why we design products that work for those the traditional bank ignored.
No credit history required
CrediGo evaluates every application in real time using proprietary technology. No credit score, no bureaucracy, no paperwork.
No nationality barriers
Our products are designed for the Dominican diaspora and migrants in Guatemala — communities historically excluded from the formal system.
100% digital
Approval and disbursement from any phone, without visiting a branch. Financing reaches wherever the client lives.
Your vehicle, your capital
Panacrédito turns your asset into immediate liquidity. Regardless of your banking profile, the value of your vehicle speaks for you.
Every client served is a door that opened.
VOPM Philosophy
Local community
More than business. Roots.
VOPM Group operates where people live. Our commitment to the Dominican Republic goes beyond metrics: it is a responsibility to the communities that gave us our origin.
Financial education
We are developing workshops and programs so families and micro-entrepreneurs can learn to manage money and build wealth.
Micro-entrepreneur support
We work to expand access to financing for the small businesses that sustain local economies.
Dominican diaspora
We design products with Dominicans abroad in mind — no matter where you are.
Strategic alliances
As a member of Adofintech, we promote transparency standards in the Dominican fintech ecosystem, and we pursue alliances with organizations and institutions to amplify impact.
Let's work together
Impact that builds tomorrow.
Whether you're an investor, a strategic partner, or simply believe in what we do — there's a place for you in the VOPM ecosystem.