Impact & ESG
We grow by opening doors.
VOPM Group exists to prove that profitable business and positive social impact are not opposites — they are the same thing. Financial inclusion, community, and technology in service of those the system left behind.
- Financial inclusion
- Local community
- Dominican diaspora
Impact that is measured
Every number is a person.
These are not metrics — they are lives. Families that protected their assets, people who accessed the financial system for the first time, businesses that found the capital the bank denied them.
+500K
Clients served
Across the Dominican Republic and Guatemala through CrediGo, Panacrédito, and Umbrella.
Financial inclusion
We bring credit, insurance, and digital financing to those left out by the traditional banking system — no history, no bureaucracy, no nationality barriers.
Years of experience
+15
Since 2009
Countries of operation
2
DR · Guatemala
Financing approval and disbursement without a single branch — from the phone, in minutes.
Financial inclusion
Credit has no passport.
At VOPM we believe access to the financial system is a right, not a privilege. That's why we design products that work for those the traditional bank ignored.
No credit history required
CrediGo evaluates every application in real time using proprietary technology. No credit score, no bureaucracy, no paperwork.
No nationality barriers
Our products are designed for the Dominican diaspora and migrants in Guatemala — communities historically excluded from the formal system.
100% digital
Approval and disbursement from any phone, without visiting a branch. Financing reaches wherever the client lives.
Your vehicle, your capital
Panacrédito turns your asset into immediate liquidity. Regardless of your banking profile, the value of your vehicle speaks for you.
Every client served is a door that opened.
VOPM Philosophy
Local community
More than business. Roots.
VOPM Group operates where people live. Our commitment to the Dominican Republic goes beyond metrics: it is a responsibility to the communities that gave us our origin.
Financial education
Workshops and programs that teach families and micro-entrepreneurs to manage money and build wealth.
Micro-entrepreneur support
Accessible financing for small businesses that sustain local economies.
Dominican diaspora
Products for Dominicans abroad — no matter where you are.
Strategic alliances
We collaborate with NGOs and government entities to amplify impact across territories.
Let's work together
Impact that builds tomorrow.
Whether you're an investor, a strategic partner, or simply believe in what we do — there's a place for you in the VOPM ecosystem.